Real Estate Made Simple

HOME AFFORDABILITY CALCULATOR

HOW MUCH HOME
CAN I AFFORD?

Serving New York City's 5 boroughs & Long Island

Whether you're buying in Manhattan, Brooklyn, Queens, The Bronx, Staten Island, or out on Long Island, know your number before you start touring homes. Get an instant estimate of your price range—tailored to your area's property taxes—based on your income, monthly debts, and down payment. Free, confidential, and with no obligation. Then let Arrieta Realty help you find the right home within your budget.

1
Tell Us About Your Finances

Enter your income, monthly debts, and how much you've saved for a down payment. It takes less than a minute.

2
See Your Price Range Instantly

We calculate an estimated home price and monthly payment using trusted lending guidelines (the 28/36 rule).

3
Find Your Home With Our Team

An Arrieta Realty expert will help you get pre-approved and find homes that fit your budget and your dreams.

Estimate Your Budget

100% free · No obligation · Instant Result

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We'll estimate a typical rate for your credit—no credit check, no impact to your score.

No contact info needed for your instant estimate.

SHOP WITH CONFIDENCE

Why Know Your Budget First?

Knowing what you can afford before you start looking saves time, strengthens your offers, and keeps you focused on the homes that are truly within reach.

Shop Smarter

Focus only on homes you can comfortably afford—no wasted time on properties out of range or settling for less than you can get.

Make Stronger Offers

Sellers take pre-approved, budget-aware buyers seriously. Know your number and negotiate from a position of strength.

Buy Within Reach

Avoid becoming house-poor. A realistic budget means a home you love and payments you can live with for years to come.